The Flag of San Marino reference article from the English Wikipedia on 24-Apr-2004
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Flag of San Marino

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Flag ratio: 3:4

The Flag of San Marino is formed by two equal horizontal bands of white (top) and light blue with the national coat of arms superimposed in the center; the coat of arms has a shield (featuring three towers on three peaks) flanked by a wreath, below a crown and above a scroll bearing the word LIBERTAS (Liberty).

National flag
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List of national coats of arms