The Credit rating agency reference article from the English Wikipedia on 24-Apr-2004
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Credit rating agency

Sponsorship the way you would do it
A credit rating agency is a company that rates the ability of a person or company to pay back a loan. The rating of a credit rating agency is important because it determines the interest rate that needed for a loan. This is because interests rates at present are not the same for anyone, but instead are based on risk based pricing, a form of price discrimination.


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